How can I finance my new motorhome I hear you say?

Once you have found the right motorhome with us, we can give you a quotation of how little your new dream motorhome could cost. There are now three options for you to chose from. Click the relevant videos below for a short explanation.

 

Hire Purchase –

Black Horse Hire Purchase could help you buy your dream caravan while spreading the cost. Negotiate an initial deposit with the dealer and your agreement term and monthly payment amount then the dealer will submit the finance application to us and subject to your application being approved, you can just drive it away – and after you’ve made all the payments including the interest the caravan is all yours.

 

 

PCP (Personal Contract Purchase) –

With Black Horse Personal Contract Purchase you can keep your monthly payments lower by deferring a significant proportion of the amount of credit to the final payment at the end of the agreement. Agree an initial deposit and how long you want the agreement to run for and the dealer will then calculate the Guaranteed Future Value (GFV) of your caravan and confirm your monthly payment.  The dealer will submit the finance application to us and subject to your application being approved; you can just drive your caravan away.

Lease purchase –

Black Horse Lease Purchase is similar to a Personal Contract Purchase (PCP) – you can keep your monthly payments lower by deferring a significant proportion of the amount of credit to the final payment at the end of the agreement. You do not have the option to return the caravan to Black Horse at the end of the agreement, except under any Voluntary Termination Rights that you may have.  Agree an initial deposit and how long you want the agreement to run for and the dealer will then calculate your final payment and confirm your regular monthly payment. The dealer will submit the finance application to us and subject to your application being approved, you can just drive your caravan away.

 

 

*Finance is subject to status and is only available to UK residents aged 18 and over. Finance provided by Black Horse Limited, St William House, Tresillian Terrace, Cardiff CF10 5BH. Please contact your local Black Horse dealer for further details.

Status Disclosure

Finance is provided by Black Horse LTD. Over 18’s only, Subject to Status. Heart Of England Motorhomes LTD is a credit broker authorised by the FCA with Limited Permissions to undertake certain credit related activities.The lender may pay an introductory commission should you decide to take up the credit agreement.