How can I finance my new motorhome I hear you say?

Once you have found the right motorhome with us, we can give you a quotation of how little your new dream motorhome could cost. There are now three options for you to chose from. Click the relevant videos below for a short explanation.


Hire Purchase –

Black Horse Hire Purchase could help you buy your dream caravan while spreading the cost. Negotiate an initial deposit with the dealer and your agreement term and monthly payment amount then the dealer will submit the finance application to us and subject to your application being approved, you can just drive it away – and after you’ve made all the payments including the interest the caravan is all yours.



PCP (Personal Contract Purchase) –

With Black Horse Personal Contract Purchase you can keep your monthly payments lower by deferring a significant proportion of the amount of credit to the final payment at the end of the agreement. Agree an initial deposit and how long you want the agreement to run for and the dealer will then calculate the Guaranteed Future Value (GFV) of your caravan and confirm your monthly payment.  The dealer will submit the finance application to us and subject to your application being approved; you can just drive your caravan away.

*Finance is subject to status and is only available to UK residents aged 18 and over. Finance provided by Black Horse Limited, St William House, Tresillian Terrace, Cardiff CF10 5BH.

Status Disclosure

Finance is provided by Black Horse LTD. and may be referred to a panel of other lenders. Over 18’s only, Subject to Status. Heart Of England Motorhomes LTD are a credit intermediary which means we operate as a broker and not a lender. We work with a limited number of providers. Typically, lenders may pay a commission to us for introducing you to them, calculated as a percentage of the amount you borrow. Different lenders may pay different commissions for such introductions and may also provide financial support for our training and marketing. However, any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned.

For further details speak to our Business Manager or one of the Sales Team who will be happy to discuss your requirements.

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